The state of Florida is considered a no-fault state in terms of automobile accidents and coverage. All drivers are required to acquire personal injury protection insurance. These policies cover up to $10,000 for personal injuries sustained in an automobile accident. It will also provide $10,000 for any property damage sustained. To fulfill this requirement, you can purchase Affordable insurance at Lee County Insurance Agency.
What Does Personal Injury Protection Cover?
The insurance begins with your own coverage in the event that you are injured during an auto accident. It is extended to cover any passengers in your vehicle who are not already insured by these mandatory policies. You acquire coverage for injuries that occur while you are a pedestrian as well as your children when they ride a school bus. Once you purchase the policy all members of your household are covered under the policy. However, anyone who already possesses their own policy should file a claim with their insurance carrier.
The additional property damage included in these policies includes coverage for not only the vehicles, but also any structures that were damaged. For instance, if the accident caused damage to buildings, homes, or even fences situated near the crash site then the insurance offers funds for repairs. This eliminates the probability of litigation due to property damage.
New Initiatives for Automobile Coverage
Any drivers who are found non-compliant with the mandatory insurance requirements are subject to fines. At any time that the DMV cannot find an insurance policy covering your vehicle you are notified through the postal service. The fines for non-compliance range from $150 to $500. Your driver’s licenses will be suspended as well as your vehicle registration. Anyone found in violation with these laws has a small window of time to submit proof to the DMV after their notification. They can submit proof by visiting their local office or online.
New laws require that all drivers file a copy of their insurance policy with any new vehicle registration. All drivers who are unable to provide proof of insurance will not be allowed to acquire vehicle registration for any new vehicles. To register your vehicle you can acquire Affordable insurance at Lee County Insurance Agency. You can visit their Facebook profile.
