Injured On The Job And Battling Employer Insurance Companies

by | May 15, 2013 | Attorney

Dealing with an injury is usually never a fun time. You have to deal with doctor’s visits, recovering from your injury, and possibly missing out on things you want and need to do. For some people, getting injured can be detrimental. If you have a job, and you’re injured for some reason, this could complicate your financial situation. Many people rely on their job to pay their monthly bills. If they can’t work, their financial obligations will likely suffer. Not only will they have monthly bills that won’t be paid, but they’ll also rack up additional medical bills as well. If you were injured on the job, one of the first thing you need to do is hire a Charlottesville VA Injury Lawyer.

Most people rely on workers’ compensation to handle their medical bills and replace their wages lost while recovering. Workers’ compensation is a form of insurance many employers are required to have. Worker’s compensation is specifically designed to pay the medical expenses of workers injured on the job. They also are required to pay the employees wages while they’re recovering from their injuries. By accepting these benefits, employers give up their rights to sue their employers for negligence. This process seems simple, right? Unfortunately, it’s not as simple as many people make it out to be.

Employers pay premiums to insurance companies for workers’ compensation. Insurance companies make their money from the premiums they receive from employers. When they are required to pay out benefits to injured employees, these companies look at this action as losing money. Because providing insurance is essentially a business, giving free money away can be considered a bad business move. In order to avoid losing money, these insurance companies are willing to fight claims made by employees.

Although there have been cases where employees attempt to commit workers’ compensation fraud, many employees’ injuries are legitimate. Insurance companies are known for trying intricate tactics in order to avoid paying benefits. This is why you need a Charlottesville VA Injury Lawyer. If your benefit claims are denied by your employer’s insurance, your lawyer will take the necessary legal actions to fight for an appeal. Injury lawyers will fight to help you get the benefits you deserve for your hard work. Get More Information Here.

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