Florida has an automotive insurance system in which vehicle owners can choose to add personal injury protection (PIP) to their coverage. If they do so and are ever injured in an accident caused by another driver, PIP insurance will pay for their medical expenses and lost wages. Otherwise, the other driver’s insurance is liable. A car accident attorney in Fort Myers, FL represents people who are dealing with an uncooperative insurance company.
Legal Representation to Cover Significant Expenses
Car accidents are very common, but most are fender-benders that don’t cause any serious injuries. A car accident attorney in Fort Myers, FL handles cases in which a person is facing significant expenses from hospital bills, medical treatments, and time off work. The insurance company may be refusing to pay these expenses for one reason or another.
Frequent Causes of Accidents
Vehicle collisions result from all sorts of factors. Accident attorneys have become very familiar with the most common occurrences. Speeding, driving while fatigued, traveling too fast, and inattentiveness are frequent themes. Glancing down at a phone to read a text can result in a driver hitting the car ahead, without noticing it had stopped.
Claim Disputes
Sometimes an insurer disputes a claim or offers a low payment amount because the adjusters believe the claimant was partially to blame for the accident. This driver might have been driving 10 miles above the speed limit when another driver ran a red light and broadsided the car. Technically, speeding should not have been a cause of this collision, but the insurer may choose to see it that way.
Even if the collision was caused by a drunk driver, the insurance company might find some reason to blame the other driver. Having a burned-out headlight or failing to come to a complete stop at a stop sign might be cited by the adjusters as contributing factors, even if law enforcement did not agree. Anyone who needs legal representation in a vehicle accident case can visit Business Name to get started.
