Applicants who wish to acquire social security disability insurance benefits should possess a previous work history; the applicant’s employers deducted portions of his or her salary for social security tax. The amount paid by the claimant over his or her lifetime determine the amount that they will receive if they qualify. In order to qualify, he or she must possess a disability that is either physical, mental, or terminal, which prevents them from working. If the claimant is denied for these benefits, they should contact a Bolingbrook SSD Benefits Lawyer.
Eligibility Requirements
The general rule for SSDI is that the claimant should have accumulated at least forty credits, before filing a claim. At least twenty of the credits earned should have been generated in the ten-year period prior to making an attempt to acquire benefits. Claimants who are in their twenties are not required to possess as many credits as an individual who is forty. The SSA will make adjustments based on the claimant’s age.
SSDI is not the same as retirement benefits, which are awarded when the worker becomes sixty-five. However, once the claimant reaches this age the benefits are transformed into retirement benefits. This could cause an adjustment in the amount; he or she receives each month.
The disability must meet the same eligibility requirements as supplemental security income, which is also awarded by the SSA. The condition should render the individual incapacitated at least fifty percent of the time. Common conditions that are eligible for benefits are MS, cancer, heart failure, schizophrenia, and blindness. The applicant should submit medical evidence to support their claim and identifies their disability effectively.
If the claimant is married, their spouse cannot generate earnings beyond $710 per month. However, the SSA could increase this income level based on the household size. The claimant and their spouse should not own assets that exceed $3,000 in any given month. They are also not allowed to own property beyond their primary residence. If a claimant is denied SSDI benefits, he or she can hire a Bolingbrook SSD Benefits Lawyer through Nash Disability Law to file an appeal.
