As of 2013, in California, if a wage garnishment is ordered against you by the courts, debt collectors are entitled to up to 25 percent of your gross wages. This means that if you receive a $1,000 paycheck in a week, debt collectors may require that your employer deduct $250 from your check to go towards your debts owed. This will continue until all debts are paid in full. Unfortunately, wage garnishments can put a tough financial burden on any individual. Luckily, however, there is hope.
So, what is a garnishment exactly? Garnishments are a way for debtors to collect debts that you owe by taking your money without your consent based on a court order. Wage garnishments, the most common kind of garnishment, means that debt collectors will require your employer to deduct a percentage of your paycheck. Debts that often lead to wage garnishment include delinquent taxes, defaulted loans, and child support, among other things.
Once a wage garnishment has been ordered against you, there is nothing that your employer can do to retrieve the money that has been deducted from your paycheck. They are required by law to withhold a percentage once it has been ordered by the courts.
If you’re living in or near Murrieta, California, and your wages are being garnished, rest assured that there are attorneys out there who can help. If you do not seek legal representation to handle such matters, you may find yourself headed for deep financial trouble.
Lawyers who specialize in Wage Garnishment Murrieta will be able to provide prompt answers as to what you can do to relieve the financial burden. Seeking out a lawyer may be just what you need to end the troubles associated with the garnishment of your wages. While it may seem hopeless, there are numerous options available to you with the help of a lawyer, including arranging a payment plan, eliminating the garnishment in full by filing bankruptcy, or reducing the amount of wages that are garnished.
Finding out that there is a court order to garnish your wages may be a very scary thought. How will you pay the mortgage, bills, or buy groceries, when a quarter of your paycheck is being deducted? Before you start to worry, take the time out to seek a Wage Garnishment Murrieta lawyer in order to find out what options are available to you.
